My second crash in 4 years.
The first one was no biggy
, just some minor damage and hardly any physical discomfort.
With this one it is kinda turning into a biggy.........
Not so much because of injuries, large scratch on my knee, bruises on my left leg and left elbow, but I got away "good" !
February, early in the morning, road was wet because of heavy rain earlier.
I'm on my way to work, no rush, no hurry, I have plenty of time. First meeting is scheduled @ 8:00.
I'm approaching an intersection with traffic lights. I slow down, lights turn green and I make a left turn and kinda stay on the left side of my lane because a car is standing still half on my lane.
Then out of nowhere a cyclist appears, coming straight at me, driving on the wrong side of the road.
automatically you break and steer away, trying to avoid any major collision and half of a second later you realize you are on the ground.
Luckily she (cyclist) is okee, I’m sort of okee.
She mumbles an apology and asks if it is okee for her to continue as she needs to catch her train.
NO WAY!, it is not okee, i see my mirror missing, foot peg is pointing in a strange direction.
I pick up the skoot and try to roll it to the side of the road.
NO WAY i can get the skoot rolling, front wheel is up against the front fork leg, wheel warped, fork in a strange angle.
I pick it up, drag it to the side and we exchange phone numbers.
She gets on her way, i lock up the scooter and continue my way to work with the BUS
We exchange some more info via text messages and i contact the insurance company and tell them about the accident.
First reaction of the insurance company is........
It might be a problem to get compensated for damages, she was on a bicycle, and cyclist and pedestrians are legally protected by law because they are the weaker partners in a collision. They get away with almost anything, you should expect that these things can happen.
The only way to claim damages is to proof 100%, without any doubt, that there was absolutely no way you could prevent this, and maybe, just maybe you get half of the total costs
so my legal assistance insurance is on it.
Damage has been estimated by the scooter-place @1200 euro's.
Front wheel, front forks, triple tree, front tire, yoshimura frame brace, mirror and such.
The damage expert of the insurance company came to look it over, says it's okee, rest value of the scoot is high enough.
So now we wait............... and wait..............and wait...............and wait................
Might take up to 3 months, to finally hear I’m not getting anything....
At least i know my blood is still red, and we both walked away without any serious injuries.